Happy Labor Day, friends! I hope you're having a relaxing weekend with your loved ones. As promised, fall content is in full swing now on TheKristenDiary.com. I live for this time of year-- the weather, the changing leaves and the holidays. It brings so much fun and joy, however it can also bring a lot of expense. Every year I dread seeing my credit card bills in January... anyone else?? I thought it would be helpful to share 5 Fall Financial Moves to make now that will help lessen the stress!
5 FALL FINANCIAL MOVES TO MAKE NOW
+ REVIEW YOUR BUDGET + SPENDING
With fall approaching, it's a great time to review your summer spending and budget. If you're like me, it's all too easy to slack off during the summer. Whether it's vacationing, spending more time outside or just relaxing, the last thing I often want to do is track my spending or work on my budget. While that's not ideal, it's easy to get back on track now and start preparing for the months ahead!
+ REVIEW INVESTMENTS
+ PREPARE FOR HOLIDAY SHOPPING
Another big expense we're faced with during the fall is holiday shopping. Between Christmas shopping, Black Friday and Cyber Monday, it's safe to say that most of us tend to spend more money during this time of year. Whether you save up for this or plan to cash flow, it's nice to anticipate and be mentally prepared for any upcoming expenses or occasions. If you're looking to go a step further, you can also review your spending from last year to get an idea of how much you typically spend during the season. A calendar can help too-- look ahead and write out any events or occasions (Halloween parties, travel, gift shopping, etc.) where you plan on spending.
+ GET READY FOR WINTER
If you deal with inclement weather during the winter, this also can added additional expenses. From car accessories (can't live without my frost guard), new boots + apparel or more serious issues like pipe bursts, it can get expensive. It's a great idea to make a list of necessary purchases as well as a budget for both the expected and unexpected.
Also read: Winter Weather Essentials
+ FALL ACTIVITIES
Like the holidays, the fall season brings out lots of activities for potential spending. While it's great and doable to find activities that are low cost or free, it's also smart to prepare for those that can cost money. From sport events + activities, baking to buying home decorations, these things often seem insignificant but can add up fast. The great part about preparing for activities and choosing what you want to spend your money on is that you can be prepared and stress free while you're spending.
These are simple, easy things to start now that can help you spend more wisely and enjoy the season. The overall goal is to be prepared and plan to spend your money your way. It's a great time of year to enjoy all of the things and reducing/eliminating some stress when it comes to money makes it even better!
I love sharing my tips with you all! Should you click on or make a purchase through the links in this post, I'll earn some money to keep on shopping! Pretty cool, huh? :)
More Fall content: Cozy Fall Staples
